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Latest articles and updates from across the CM Beyer group

News and updates from CM Beyer North America. For group-wide announcements and articles you can also read the CM Beyer Limited news page.

March 18, 2025

Why we lend to companies, not directors — and what it means for you

Credicorp's borrowers are limited companies and LLPs, not the people who run them. This article explains the practical consequences for the director who signs.

Group News
March 18, 2025

Worried about money? Please talk to us early

If you think you may miss a payment, the most important thing you can do is tell us before it happens. Here is what help is available.

Group News
March 11, 2025

Why I started Credicorp

Our founder on the idea behind Credicorp: understand the business first, look beyond credit history, and lend to the company rather than the person.

Group News
March 10, 2025

Supplier deposit finance — why early payment beats waiting

A 5-10% supplier deposit on a £20,000 order is a £1,000-£2,000 cashflow ask. When the alternative is paying the full £20,000 in 60 days, short-term deposit finance often costs less than waiting.

Group News
March 4, 2025

Understanding the 100% cost cap on a Credicorp business loan

A plain-English explanation of the cap we apply to every loan — what it means, how it interacts with interest and fees, and why we offer it.

Group News
March 3, 2025

Consumer Duty, one year on: what it changed for consumer lenders

The FCA's Consumer Duty has reshaped how consumer-credit firms treat customers. It governs consumer credit, not our business lending — here is the distinction.

Group News
February 24, 2025

Restocking finance — getting stock in before payday

Retail and stock-led businesses live on a payday-and-restock cycle. When the restock falls before payday, short-term finance is the difference between a busy week and a missed week.

Group News
February 23, 2025

How a Leeds café bridged a seasonal gap

An anonymised look at how a limited-company café in Leeds used a small, short-term loan to get through a quiet stretch before its busy season, then repaid it.

Group News
February 17, 2025

Looking beyond the company’s credit history

A past missed payment does not have to define a company. We explain why we assess how a business is trading today, not just what happened years ago.

Group News
February 15, 2025

Understanding the FCA perimeter for business lending

What the Financial Conduct Authority actually regulates, and why lending to a limited company sits outside the consumer-credit rules.

Group News
February 10, 2025

Bridging a VAT bill — what business owners need to know

VAT bills don't fit cashflow well — they arrive in lumps every quarter (or month). When a bill lands at the wrong moment, here is what HMRC will and won't do, and where short-term finance fits.

Group News
February 8, 2025

Open Banking integration: faster, simpler applications

We have integrated a regulated Open Banking provider for read-only bank statement access, so decisions can be quicker. PDF statements still work.

Group News

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